New York University continually seeks to maintain the competitiveness and value of our medical plans by identifying effective ways to provide high-quality care at an affordable cost for the NYU community.

Please review the upcoming changes to UnitedHealthcare (UHC) medical coverage outlined below so you can plan for 2019 and understand the differences when you obtain services from UHC network providers versus using out-of-network providers.

  • The plan generally pays higher benefits for services from in-network providers who meet UHC’s requirements for quality and affordability. UHC is expanding their networks in the areas where NYU employees live and work. That gives you greater access to both quality care and savings.
  • The plans currently require notification to UHC before you receive certain services and procedures. This allows UHC to confirm that the proposed services are covered by the plan, review clinical programs and resources available, or suggest possible alternatives.


We will continue to promote use of in-network providers and beginning January 1, 2019, certain medical services will require prior authorization from UHC. In addition, we will adopt a new standard that affects reimbursement of medical care you obtain from out-of-network providers.

Learn more about how to save money by using in-network providers and prior authorization requirements.