New hires who do not submit elections within 31 days of their date of hire will be automatically enrolled for individual coverage in the UnitedHealthcare Choice Plus Medical Plan, the NYU Dental Plan, and Basic Life Insurance. Eligible dependent(s) will not be enrolled in the default plans, and you will be unable to change plans or enroll dependent(s) without experiencing a qualifying life event before the next Annual Enrollment.
The Benefits Resource Center provides secure and efficient access to decision support tools and allows employees to make benefits elections, declare life events, designate life insurance beneficiaries, and more.
To access the Benefits Resource Center, login to NYUHome with your NetID (printed on the back of your NYU identification card) and password credentials. Select the Work page, and click "Go" on the Benefits Resource Center card. Information and tools will help you:
When you enroll in an NYU medical, dental, or vision plan, you may also enroll your eligible dependent(s) for coverage.
Proof of relationship documentation must be submitted to NYU PeopleLink by November 30 for Annual Enrollment or within 31 days of hire or qualifying life event in order for coverage to become effective for a newly-added dependent(s). Coverage will pend until the documentation is received. Birth certificates/adoption papers and marriage certificates can be sent to NYU PeopleLink by email at email@example.com, by fax at 212-995-4333, or by mail at 105 East 17th Street, First Floor, New York, NY 10003.
In order to obtain coverage for your child, you must enroll the child within 31 days of the child’s birth; the date the child is placed in your home for adoption; the date the adoption is final; the date that you have been appointed legal guardian or the date you were awarded temporary or permanent custody; the date the child lost coverage elsewhere.
Note: In the case of temporary custody, you will be required to submit either another order that extends the period of temporary custody or an order of permanent custody for the child’s coverage to remain in effect.
When your child is no longer eligible to continue coverage as a dependent on your NYU medical, dental, or vision plan, his/her coverage will terminate at the end of the month in which he/she becomes ineligible. He/she may continue coverage through COBRA for up to 36 months by paying the full group rate, plus an additional two percent for administrative expenses. COBRA information will be sent by NYU’s third party COBRA administrator to the home address on file.
If both you and your spouse or registered domestic partner work for the University and are both eligible for a medical plan through NYU, only one of you may cover your child as a dependent under one plan; both of you cannot cover your child concurrently.
Also, you may cover your spouse or partner as a dependent under your plan, or your spouse or partner may elect separate employee coverage; you and your spouse or partner cannot be covered as both employee and dependent under a medical, dental, or vision plan through NYU.
A divorced or legally-separated spouse is no longer eligible for coverage under your NYU medical, dental, or vision plan as of the date the divorce or separation is finalized. You must elect to terminate his/her coverage within 31 days of the date of finalization of your divorce by declaring a qualifying life event on the Benefits Resource Center. Your ex-spouse may continue coverage through COBRA for up to 36 months by paying the full group rate, plus an additional two percent for administrative expenses. COBRA information will be sent by NYU’s third party COBRA administrator to the home address on file.
A domestic partnership is defined as two individuals who live together in a long-term relationship of indefinite duration. Additionally, partners agree to be jointly responsible for each other’s common welfare and to share financial obligations. Partners may not be related by blood to a degree of closeness that would prohibit legal marriage in the state in which they legally reside. You must register your domestic partner with NYU PeopleLink before you may enroll him/her for coverage under an NYU medical, dental, or vision plan.
As your domestic partner approaches age 65, he or she must enroll in Medicare during the initial enrollment period if covered as a dependent on your NYU medical plan. The initial enrollment period is the first time an individual can sign up for Medicare. Individuals may begin the enrollment process either:
-- three months before 65th birthday,
-- month of 65th birthday, and
-- three months after 65th birthday.
Your domestic partner will need to:
-- obtain both Medicare Parts A and B and
-- have Medicare coverage as primary and UnitedHealthcare as secondary.
Visit https://www.ssa.gov/medicare/ or call 800-771-1213 for more information on enrolling in Medicare.
Enrollment in Medicare Part D (prescription coverage) for your domestic partner is optional as he or she will still be covered under your Caremark prescription benefits if he or she continues with NYU coverage.
Once Medicare coverage has been confirmed, your domestic partner should inform his or her providers that Medicare is the primary insurer.
If your domestic partner is able to obtain medical coverage through his or her own employer, he or she may wish to do so without enrolling in Medicare.
Please note: If your domestic partner is eligible for Medicare due to a disability or end stage renal disease, he or she may be eligible to keep NYU coverage as primary. Please notify PeopleLink as soon as possible.
The value, or premium equivalent, of healthcare coverage for non-dependent domestic partners and/or their children must be included in earned income for tax purposes. The amount of this imputed income depends upon the plan in which you are enrolled and the level of coverage elected and will be reflected on the Benefits Resource Center once you make your benefits elections. Imputed income is reported on your annual W-2 form. If your domestic partner and/or children of your domestic partner qualify as dependents under Section 152 of the Internal Revenue Code, imputed income will not apply.
To enroll in your benefits as a new hire, during Annual Enrollment, or as the result of a qualifying life event, follow these steps (see minimum system requirements for accessing the Benefits Resource Center):
If you are adding a new dependent(s) to your coverage, you will be required to submit proof of relationship (e.g., marriage certificate, birth certificate) to NYU PeopleLink by November 30.
Follow these steps to add a dependent(s):