When considering which bank to use in NYC, students (and parents) should think about bank chains that are located in their hometown first and then close to where their student will be living while at NYU. As students will only live around Washington Square their first year, a branch that has multiple locations in the city will be the most convenient in the long run. Also, a bank in the student's hometown and in New York City allows even more convenience for parents to make deposits and assist with transactions when the student returns home during the summer and holidays.

That being said, most of the major national bank chains in the city have a number of branches and ATM lobbies throughout the city. Almost all offer free checking to students with an NYU ID Card or Admissions Acceptance Letter.

Local Banks

For branch and ATM locations, please click on the following bank links and enter either an address or zip code. NYU buildings are located primarily within the 10012 and 10003 zip codes:

You can also do a Google search of businesses by bank name or zip code for banks within a certain area.

NYU Credit Union

The New York University Credit Union (NYU FCU) is a not-for-profit financial institution that was established in 1982 to serve the New York University community. Faculty, staff, students, alumni, and their family members are all eligible to become members. All that’s required to establish membership is $50 in a Share Savings account. Click for more . . .

Emergency Check Cashing

The Student Link Center offers an emergency personal check cashing service to NYU students enrolled in credit courses. This service is not available to SPS Non-Credit students The following check cashing policies apply:

  • Personal checks of up to $50.00 per day may be cashed at the Student Link Centert located at 383 Lafayette Street. A valid New York University I.D. card must be presented at the cashier's window.
  • If a check is returned, the student will be charged a $20.00 returned check fee and will be prevented from cashing future personal checks.

Note: The information provided on the Money Management pages are intended to assist students with financialeducation resources and information. NYU does not have an affiliation with any of the external websites for which links are provided, nor specifically endorses any credit, banking, or other financial products.