For full-time Graduate students only.

This Fund aims to assist full-time graduate students at NYU who have significant financial hardship caused by unusually large medical expenses. The Student Health Center provides applicants medical financial counseling and assists them in accessing additional resources including the Graduate Medical Financial Hardship Fund, if necessary. With the Medical Hardship Fund program, we are able to assist full-time graduate students who might otherwise be unable to continue their studies because of an unanticipated financial burden due to serious illness or injury.


In order to be considered under this program, you must meet all of the following criteria:

  • You are currently a full-time graduate student at New York University;
  • You are currently insured under a health insurance plan;
  • You have incurred unusually large medical expenses since September 1, 2019 relating to a catastrophic, acute or chronic illness or injury;
  • You have exhausted insurance and other financial resources and have unpaid medical expenses that have caused you a financial hardship.
  • You have not submitted a previous application within the current Fund Year.


1. Obtain the required application forms (both forms must be submitted):

2. Complete the application forms and include the following attachments:

(All attachments must be in English or accompanied by an English translation.)
Note: It may be necessary to review your University Financial Aid file to further assist you.

  • All itemized bills related to your medical care;
  • Evidence of payments made either by you, your insurance company, or other parties;
  • Documentation of other financial resources pursued to resolve medical expenses;
  • Fully executed medical release form;
  • Documentation of any insurance appeals;
  • A letter from your physician attesting to the medical necessity of your treatment.

3. Submit your application and make an appointment with the Patient Financial Services Counselor:

During your appointment, you and the Patient Financial Services Counselor will review your application. The Patient Financial Services Counselor may request that you provide additional documentation to complete your application, as well as identify additional sources of funding and help you in seeking that assistance. Based on the information you provide, the Patient Financial Services Counselor may decide to do one or more of the following:

  • Work with your insurance company to ensure that your claims are processed accurately;
  • Work with your medical providers to ensure that you were billed accurately;
  • Identify and assist you in applying for public assistance and/or pharmaceutical assistance programs or any other programs for which you may be eligible;
  • Assist you in applying for financial assistance programs available through NYU's Financial Aid Office.

The Graduate Medical Hardship Fund is a fund of last resort. If, after working with the resources outlined above, the Patient Financial Services Counselor is unable to assist you in resolving your medical expenses, your application will be forwarded to the Executive Administrator of the Fund who will present your application to the Fund Committee for consideration.

4. Keep a copy:

Make a copy of your application and its attachments.

Award determination:

The Graduate Medical Hardship Fund committee will meet quarterly to review all application submissions. The committee will grant awards based on the student's situation, financial need and availability of funds. Awards generally will range from $5,000 to $10,000. Awards are granted four times a year based on the following schedule:

  • Applications received by December 15 will be awarded on or about January 15.
  • Applications received by March 15 will be awarded on or about April 15.
  • Applications received by June 15 will be awarded on or about July 15.
  • Applications received by September 15 will be awarded on or about October 15.

Tax liability:

There is expected to be no tax to the Graduate Students under Section 104(a)(3) of the Internal Revenue Code, which covers arrangements having the effect of accident and health insurance. In addition, there should be no tax to foreign students on receipt of these reimbursement payments, as they should have no greater liability to the IRS than U.S. taxpayers