Student Health and Insurance at NYU

New York University values the health of its students and is committed to offering all students access to quality healthcare and affordable health insurance plans to help protect against financial hardships that may result from high healthcare expenses.

While most undergraduate and graduate students are in good health and face few serious illnesses while in school, medical and psychological issues can arise at any time, sometimes without warning. There are also certain health concerns that may become apparent for the first time in early adulthood.

The high cost of healthcare in the United States presents a potentially serious financial risk to students. The absence of adequate insurance coverage can result in temporary or permanent interruption of your education; therefore NYU requires that all students registered in degree-granting programs maintain health insurance.

Most students are automatically enrolled in and charged premium for an NYU sponsored student health insurance plan (NYU sponsored plan) as part of the course registration process. Students who maintain alternate health insurance coverage that meets the University’s minimum health insurance criteria may waive the NYU sponsored student health insurance plan entirely (see Waiving the Student Health Insurance Plans section).

Student Health Insurance Plans Overview

Enrolling in the NYU Sponsored Plans

Waiving the Student Health Insurance Plans

International Students in F-1 or J-1 Status

To avoid being obligated to pay for two health insurance plans, please do not purchase another health insurance plan before your waiver request is approved.
Your waiver will not be processed until Student Health Insurance Department confirms that your insurance plan meets the University’s requirements.

Supplemental Information

Health insurance is a requirement of the University and is a necessity in the United States because of the very high cost of healthcare. When you are registered for classes, you will be automatically charged for the NYU sponsored Comprehensive Insurance Plan. You will remain enrolled in that plan unless you complete the waiver process before the semester deadline:

Students have the option to:

  • Waive the NYU sponsored plan if you maintain other insurance coverage that meets the University's minimum health insurance criteria described in the Waiving the Student Health Insurance Plan section, or
  • Downgrade your coverage to the Basic Plan. Student may only opt to downgrade coverage when first registering for the academic year.

Additional Insurance Information

Frequently Asked Questions

For answers to common questions, click here.

Information for Parents

Exclusions and Limitations

No coverage is available under the Certificate for the following:

Claim Procedures

Grievances, Utilization Review, and Appeals


Contact Information