Waiving the Student Health Insurance Plans

Waiver Criteria
How to Waive
Waiver Deadlines
Important Waiver Rules
Waiver Appeals

If you maintain other insurance coverage that meets the University’s requirements as outlined below, you may apply to waive the NYU sponsored plan by the appropriate deadline.

Waiver Criteria Applicable to All Students

In order for NYU to grant a waiver, your insurance coverage must meet the following criteria:

1. The insurance company must be headquartered and operating in the U.S., with a U.S. claims address and customer service telephone number. (LS Freshman Abroad students, see below*.)

2. The insurance coverage must remain in effect from:

SEMESTER   INSURANCE EFFECTIVE DATES
Fall August 21st through August 20th
of the following year
Spring January 9th through August 20th
of that year
Summer   May 14th through August 20th
of that year

3. The plan must provide inpatient hospitalization benefits in the New York City area for medical/surgical, mental health, substance abuse, and alcohol related illness or injury.

4. The plan must provide outpatient benefits in the New York City area (including office visits for medical/surgical, mental health, substance abuse, and alcohol related illness or injury, and laboratory and radiology procedures). Coverage limited to emergency care does not satisfy the requirement.

5. The maximum benefit payable under the insurance plan must be unlimited.

Based on the information provided, NYU reserves the right to deny your waiver request.

If your waiver is approved, the Bursar will be notified to remove the insurance charge from your account.

* For students in the LS Freshman Abroad program, their insurance company or government-issued health plan must be headquartered in their home country.

Additional Waiver Criteria Applicable to F-1 and J-1 Visa Holders

  1. No waiting period for pre-existing conditions.
  2. Policy deductible not to exceed $1,500 per policy year.
  3. Medical Evacuation coverage of at least $50,000 USD
  4. Repatriation of remains coverage of at least $25,000 USD


International students with F-1 or J-1 visa status, please see page 28-29 for additional waiver instructions.

How to Waive Online

Students should have their student ID number (shown on the admissions letter or on the back of the NYU ID card) handy before accessing the online system during the enrollment/waiver periods shown below.

  1. Go to www.nyu.edu/health/insurance
  2. Click on the box that indicates, “Click here to enroll in or waive the student health insurance plans.” Read the general information and follow the instructions for waiving.
  3. At the end of the process, you must confirm your waiver information in order for your request to be processed.
  4. Print the Confirmation of Status letter. A confirmation will also be sent to the e-mail address provided.

Waiver Deadlines

If your first semester
of the academic year is   
The online enrollment system
becomes available:   
The SEMESTER DEADLINE for
enrolling in the NYU Plans is:

Fall 2016       
June 21 September 30
Spring 2017
November 8 
February 10
Summer 2017
April 4 June 5

Important Waiver Rules

  • If you successfully waived in the fall, your waiver automatically remains in effect for the spring and summer semesters. However, you must repeat the waiver process again at the start of each academic year beginning in the fall.
  • Once the waiver process is completed, the waiver will apply as of the effective date of insurance for the term. (Example: if you submit a waiver on September 15th you will not be covered for any services that were rendered on or after August 21st of that year).
  • Waivers will only be processed by the Student Health Insurance Department. No school or other unit can waive students from the insurance plan.
  • However, if you used the online system in the fall semester to select your insurance and now have a new health insurance plan, you may apply to waive the spring coverage by submitting a Petition to Change Insurance Form to the Student Health Insurance Department before the February 10 spring semester deadline. You should contact the Student Health Insurance Department at (212) 443-1020 or health.insurance@nyu.edu for more information.
  • If you waive the NYU sponsored plan and then find yourself without insurance due to divorce, loss of employment, termination of coverage due to age, or similar reason, you may be eligible to enroll in an NYU sponsored plan by submitting a Petition to Change Form to the Student Health Insurance Department. You will be required to pay the premium for the entire semester, regardless of when you enroll.

Based on the information provided, NYU reserves the right to deny your waiver request.

If your waiver is approved, the Bursar will be notified to remove the insurance charge from your account.

Waiver Appeals

Requests to waive the NYU-sponsored plans must be filed by the deadlines shown in the chart above. In the unusual event that legitimate extenuating circumstances preclude a timely filing or a waiver is declined and additional supporting information becomes available after the deadlines, the student may file a waiver appeal except when:

  • The student has used services under the NYU-sponsored plan, regardless of their nature or dollar value; or
  • The waiver request extends beyond the last two semesters of the student’s enrollment. Under no circumstances shall waiver appeals be prorated within a semester or given for periods beyond the last two semesters of enrollment.