Supplemental Information

International Students in F-1 or J-1 Visa Status
Leave of Absence Insurance
Continuation Option
Healthcare Financial Counseling and Assistance
Stu-Dent Dental Services

Health insurance is a requirement of the University and is a necessity in the United States because of the very high cost of healthcare. When you are registered for classes, you will be automatically charged for the NYU sponsored Comprehensive Insurance Plan.You will remain enrolled in that plan unless you complete the waiver process before the semester deadline.

Students have an option to:

  • Waive the NYU sponsored plan if you maintain other insurance coverage that meets the University’s minimum health insurance criteria, or
  • Downgrade your coverage to the Basic Plan. Students may only opt to downgrade coverage when first registering for the academic year.

International Students in F-1 or J-1 Status

To avoid being obligated to pay for two health insurance plans, please do not purchase another health insurance plan before your waiver request is approved. Your waiver will not be processed until Student Health Insurance Department confirms that your insurance plan meets the University’s requirements.

International Students Waiver Process

Students with an F-1/J-1 visa who maintain other insurance coverage and wish to waive the NYU sponsored plan need to complete and sign the entire Student Acknowledgment and Insurance Carrier Certification Form before submitting it to the NYU Student Health Insurance Department. This must be completed for each new academic year before September 30th.

  1. Go to www.nyu.edu/health/insurance
  2. Click on the box for Washington Square Students
  3. Select the International Students tab
  4. Click on the International Student Waiving link
  5. Read the general information and
  6. Follow the instructions for completing the Student Acknowledgement and Insurance Carrier Certification Form.
  7. Your insurance company representative must complete and sign and date the form.

The following types of insurance plans will not be acceptable for waiving the NYU plans:

  • Travel policies with limited benefits and exclusions of coverage important for a college population.
  • Insurance plans that always require students to pay for treatment out-of-pocket and then be reimbursed.

Based on the information provided, NYU reserves the right to deny your waiver request.

If your waiver is approved, the Bursar will be notified to remove the insurance charge from your account.

Leave of Absence (LOA)

If you are granted a school sanctioned leave of absence and if you were enrolled in an annual or semester long NYU sponsored plan, you will continue to be insured until the end of the period for which you paid the insurance charge. If you want to continue coverage beyond that coverage period, you are able to purchase a continuation coverage option for 90 days beyond the end of the period for which you had originally paid for coverage. Listed below are the necessary criteria for possible continuation of coverage.

Important: If you are first granted a school sanctioned leave of absence within the semester’s waiving period (thru September 30th for the fall semester, and February 10th for the spring semester) and you paid for the insurance for the term, your insurance will automatically terminate. To avoid a gap in your insurance and if you want to maintain your NYU sponsored insurance plan, you and your school must notify the Student Health Insurance Department at health.insurance@nyu.edu or (212) 443-1020.

You, the student, your spouse and your children may be able to temporarily continue coverage under this certificate in certain situations when you would otherwise lose coverage, known as qualifying events.

  • If your coverage ends due to the termination of your student status, you may continue coverage. Coverage may be continued for you, your spouse and any of your covered children.
  • If you are a covered spouse, you may continue coverage if your coverage ends due to termination of the student’s status as a student;
  • If you are a covered child, you may continue coverage if your coverage ends due to termination of the student’s status as a student;

If you want to continue coverage, you must request continuation (see Continuation Option)

Continuation Option

Students are eligible to continue their coverage under the Basic, Comprehensive, or GSHIP plans for a period of 90 days after graduation, upon leaving the University or when you would otherwise lose coverage. You may apply and make payment online at www.chpstudent.com/nyu by clicking on the Continuation Option link from the menu on the left side of the webpage. Continuation Option rates are available at www.nyu.edu/health/insurance.

You, the student, your spouse and your children may be able to temporarily continue coverage under this certificate in certain situations when you would otherwise lose coverage, known as qualifying events.

  • If your coverage ends due to the termination of your student status, you may continue coverage. Coverage may be continued for you, your spouse and any of your covered children.
  • If you are a covered spouse, you may continue coverage if your coverage ends due to:
    • termination of the student’s status as a student;
    • divorce or legal separation from the student; or
    • death of the student.
  • If you are a covered child, you may continue coverage if your coverage ends due to:
    • termination of the student’s status as a student;
    • loss of covered child status under the plan rules; or
    • death of the student.

If you want to continue coverage, you must request continuation from CHP at www.chpstudent.com/nyu. Click on the Continuation Option link from the menu on the left side of the web page and make the first insurance payment within the 60-day period following the later of:

The date coverage would otherwise terminate; or
The date you are sent notice by first class mail of the right of continuation by the policyholder.

Continuation Option rates are available at www.nyu.edu/health/insurance.

Continued coverage under this section will terminate at the earliest of the following:

  1. The date 90 days after the student’s coverage would have terminated because of termination of student status;
  2. If you are a covered spouse or child, the date 90 days after coverage would have terminated due to the death of the student, divorce or legal separation, the student’s eligibility for Medicare, or the failure to qualify under the definition of “children”;
  3. The date you become covered by an insured or uninsured arrangement that provides hospital, surgical or medical coverage;
  4. The date you become entitled to Medicare;
  5. The date to which insurance charges are paid if you fail to make a timely payment; or
  6. The date the policy terminates. However, if the policy is replaced with similar coverage, you have the right to become covered under the new policy for the balance of the period remaining for your continued coverage.

Healthcare Financial Counseling and Assistance

The University recognizes the high risk that healthcare costs could have on students’ educational progress. NYU will attempt to assist graduate students who are experiencing financial hardship due to unusually large unpaid medical bills. In order to qualify for the assistance, the student must meet all of the following criteria:

  • is a full-time graduate student at New York University;
  • maintains coverage in a health insurance plan;
  • has exhausted insurance and other financial resources;
  • has unpaid medical expenses exceeding $4,000 related to a catastrophic, acute or chronic illness or injury;
  • has utilized "in-network" providers for care whenever clinically appropriate providers are available;
  • has not submitted a previous application within the current fund year.

Students who are interested in applying for assistance must:

  • Download and complete an application and the Authorization for Release of Health Information forms. These forms are also available at the Patient Accounts Department at 726 Broadway, Suite 346, or can be requested at health.patientaccounts@nyu.edu.
  • Contact the Patient Accounts Department at (212) 443-1010 or health.patientaccounts@nyu.edu to make an appointment with a financial counselor.
  • Bring the application, Release of Information Form, and all other supporting documentation with you to your appointment. Be certain to make a copy of all documents for your records

Even if these criteria are satisfied, assistance is not guaranteed; this is not insurance.

Stu-Dent Dental Health Program

The Stu-Dent Plan is a prepaid dental plan that offers high quality, low-cost dental care to NYU students, with convenient appointment times to accommodate busy schedules. Services are provided by graduating DDS and hygiene students overseen by licensed dental faculty members in a convenient location adjacent to the SHC on the 3rd floor of 726 Broadway.

As a Stu-Dent plan member, you are eligible to receive semiannual check-ups and two cleanings, X-rays, and as many fillings and sealants as you may need for one low enrollment fee of $240. You will also receive a 20% discount on most dental services not included in the plan.

How to Enroll - From June 23 - September 30, you can enroll in the Stu-Dent plan online as part of the student health insurance online enrollment/waiver process. Please be sure to check the box for Stu-Dent enrollment (automatic enrollment in the health insurance plan does not automatically enroll you in Stu-Dent). You may also enroll directly at the Stu-Dent Website, www.nyu.edu/dental/stu-dent.html.

For more information about the Stu-Dent plan fees or to enroll after September 30, call (212) 443-1313.

Please note: The Dental Faculty Practice and the Stu-Dent program are not part of the SHC or the NYU sponsored plans and bill separately from the SHC.

Stu-Dent Plan Dental Service Rates (annual)
$240 Initial Enrollment
$240 Spouse/Partner
$195 Renewal
$85 Dependent (under age 16)