Enrolling in the Student Health Insurance Plans

Eligibility
Automatic Enrollment
Voluntary Enrollment
Dependents
Effective Dates of Coverage
How to Enroll
Enrollment Deadlines
Important Enrollment Rules for Matriculated Students
Automatic Enrollment Guide

Eligibility

Students are eligible to enroll in an NYU sponsored plan if they are:

  • registered for one or more credits in a degree-granting program at NYU
  • maintaining matriculation (completing certain academic programs and not enrolled in classes)
  • students with F-1 or J-1 visa status
  • post-doctoral research trainees/fellows, paid by NYU on stipends (code 542) or paid directly by external sponsors
  • dependents of an insured (spouse/domestic partner and children up until age 26)

Automatic Enrollment

Most students are automatically enrolled in either the Basic Plan or the Comprehensive Plan as part of the course registration process. Students should see the Automatic Enrollment Guide to determine if they will be automatically enrolled and in which plan.

Students who are automatically enrolled and wish to change to a different plan may do so by completing the online enrollment process at www.nyu.edu/health/insurance before the appropriate deadline. Their tuition bills will be adjusted accordingly. Students who maintain alternate health insurance coverage that meets the University’s minimum health insurance criteria may apply to waive an NYU sponsored health insurance plan entirely.  

Please note: Adding or dropping courses during the registration period may affect a student’s automatic enrollment in a school-sponsored insurance plan. In such situations, confirm your enrollment status before the appropriate semester deadline to ensure your coverage.

Graduate Assistants, Research Assistants, Teaching Assistants or certain specifically designated fully-funded graduate students for whom the University has agreed to pay the student health insurance charge, will be automatically enrolled in the Graduate Student Health Insurance Plan (GSHIP). A Basic Plan or Comprehensive Plan insurance charge may initially appear on the student’s tuition bill, but will be cancelled when the program administrator notifies the Student Health Insurance Department of the student’s GSHIP eligibility.

Post-Doctoral Research Trainees and Fellows paid by NYU on stipends [code 542], or paid directly by external sponsors, will be automatically enrolled in the GSHIP. They may waive the GSHIP insurance charge if they maintain health insurance coverage in an alternate plan, which meets the University’s requirements.

For students eligible for Graduate Employee NYU/UAW Local 2110, please see here.

Voluntary Enrollment

Students registered for classes or maintaining matriculation but not automatically enrolled have the option to choose a plan before the appropriate semester deadline (see below) by completing the online enrollment process at www.nyu.edu/health/insurance. (See Automatic Enrollment Guide).

Dependents

Eligibility

Eligible dependents are:
a) the covered student’s spouse or domestic partner; and/or
b) the covered student’s child under the age of 26 years.

How to Enroll

To enroll eligible dependents, insured students must complete the online enrollment application and make payment at www.chpstudent.com/nyu by clicking on the Dependent Enrollment link from the menu on the left side of the webpage by the appropriate deadline. Dependent enrollment will be available from 8/1-9/30.

*Early Law Students will be able to enroll dependents as of 7/1

  • Dependents enrollment must be completed separately from the student’s online enrollment process.
  • Dependents must be enrolled in the same plan and for the same time period as the covered student, unless there is a qualifying life event.
  • Dependents will not have access to services at the SHC. Therefore, referrals are not required for any services outside the SHC.

Payment Options

Students enrolling dependents in an NYU plan before the fall term deadline may choose an installment payment option. For students choosing this option:

  • The policy coverage is annual and the spring term payment is required in order for coverage to be effective and continuous through August 20, 2017.
  • Students will receive a 30-day notice before their fall coverage ends with a request for payment for the spring term coverage.
  • Students must send the appropriate payment for the spring term by January 8th in order to continue dependent coverage beyond January 8th.

How to Enroll

Students should evaluate their options by reviewing the benefits, referral requirements and exclusions of the NYU sponsored plans (see pages 11-21). Students should have their student ID number (shown on the admissions letter or on the back of the NYU ID card) handy before accessing the online system during the following enrollment periods.

  1. Go to www.nyu.edu/health/insurance
  2. Click on the box that indicates, “Click here to enroll in or waive the Student Health Insurance Plans.”  Read the general information and follow the instructions for enrolling.
  3. At the end of the process, you must confirm your enrollment selection in order for your request to be processed.
  4. Print the Confirmation of Status letter. A confirmation will also be sent to the e-mail address provided.

Enrollment Deadlines

If your first semester of
the academic year is:
The online enrollment
system becomes available:
The semester deadline for
enrolling in the NYU Plans is:
Fall June 21 September 30
Spring November 8 February 10
Summer April 4 June 5

Important Enrollment Rules for Matriculated Students

  • If the online enrollment process is not completed by the deadline, the plan in which the student is automatically enrolled will be in effect for all or any remaining part of the academic year. There will be no option to upgrade or downgrade the level of coverage until fall of the next academic year.
  • Students who were only billed the fall semester health insurance charge at the time of fall registration:
    • will be automatically enrolled in the same plan and billed the spring/summer health insurance charge if, and only if, they are registered for classes or maintaining matriculation for the spring semester.
    • will have their insurance coverage end on January 8th if they are not registered for classes or maintaining matriculation for the spring semester. (See Continuation Option for continuing coverage beyond January 8th).
  • Students who paid the annual health insurance charge at the time of fall registration:
    • will continue coverage through August 20th, even if they are not registered or matriculated for spring classes. (However, they will not have access to services at the SHC after January 8th for January graduates and after May 31st for May graduates.)
    • cannot get a partial refund of the spring/summer portion of the annual insurance charge after the September 30th enrollment deadline.

Important Note for Students Enrolled in an NYU sponsored plan for the fall semester

  • If you are registered for classes for spring 2017 you will be enrolled in the same plan and billed the appropriate spring/summer 2017 insurance premium, regardless of your credit load.
  • If you chose the two-payment option and are not registered for classes or paying a maintaining matriculation fee for spring 2017, you will not be billed for an NYU sponsored plan. Your coverage will end on January 8th.

Enrollment will only be processed by the Student Health Insurance Department. No school or other unit can enroll a student in the insurance plan.

January Graduates
(and other students not matriculating for spring 2017)

Choosing the annual option will guarantee that your coverage will remain in effect during the entire policy year, even though you will not be enrolled for classes during spring 2017.
Please note: You will not have access to services at the SHC after January 8th, and therefore no referral will be required for services outside SHC.

Fall 2016/Spring 2017 Automatic Enrollment Guide

The rules for summer 2017 automatic enrollment differ from the rules for fall 2016 or spring 2017.

Students in a degree-granting program who register for at least (1) credit during the summer will be enrolled automatically in and charged for an NYU sponsored plan unless:

a)    they were enrolled and charged the annual premium

b)    they were enrolled and charged the previous term for spring/summer coverage, or

c)    they waived the NYU sponsored plans before the summer deadline.