Important:
Before choosing to waive the NYU plans, international students should consider that the NYU Student Health Center and most other healthcare facilities in the United States will not bill insurance companies with international addresses directly. Therefore, students covered under international plans will be required to pay for treatment in full at the time medical services are rendered.
Health insurance is required by the University and is a necessity in the U.S. because of the very high cost of healthcare. When you are registered for classes, you will be charged automatically for the NYU-sponsored Comprehensive Plan. You will remain enrolled in that program unless you complete the online enrollment/waiver process before the semester deadline and take action to:
- Waive the NYU-sponsored plans If you maintain other insurance coverage that meets the University’s criteria described below, or
- Downgrade your coverage to the Basic Plan.
University Criteria for Waiving the NYU-sponsored Student Health Insurance Plans
If you maintain other insurance coverage that is equal to or greater than that
of the Basic Plan, you may choose to waive the NYU-sponsored plans. Specific University criteria include:
- The insurance company must be headquartered and operating in the U.S., with a U.S. claims address and customer service telephone number.
- The insurance coverage must remain in effect from August 21, 2009 through August 20, 2010.
- The plan must provide inpatient hospitalization benefits in the New York City area including mental health benefits.
- The plan must provide outpatient benefits in the New York City area (including office visits, outpatient mental health benefits and laboratory and radiology procedures). Coverage for emergency only care does not satisfy the requirement.
- The maximum benefit payable under the insurance plan must be at least US$250,000 per condition. The insurance plan must also include coverage for medical evacuation of at least US$15,000/yr; repatriation of remains of at least US$7,500 per yr; and a deductible not to exceed US$500 per yr.
The following types of insurance plans will NOT be acceptable for waiving the NYU plans:
- Travel policies
- Insurance plans that always require you to pay for treatment yourself and then apply for reimbursement.
Your waiver will not be processed until Student Health Insurance Services confirms that your insurance plan meets the University’s criteria. To avoid being obligated to pay for two health insurance plans, please do not purchase another health insurance plan before it is approved by Student Health Insurance Services.
Waiver Process for F-1 and J-1 Visa Status
After completing the online waiver process at www.nyu.edu/health/insurance, you must submit the following insurance plan documentation to Student Health Insurance Services for review:
- A copy of your insurance ID card, and
- A copy of your insurance policy, in English, indicating:
- The date that insurance coverage begins and terminates
- Any deductibles, copayments and other out-of-pocket expenses
- Your plan benefits, including a list of medical and mental health treatments that are excluded from coverage. (Your plan may not be accepted depending on these exclusions.)
Submit the documentation to:
NYU Student Health Insurance Services
726 Broadway, Suite 346
New York, NY 10003
or fax documentation to (212) 443-1011
If the insurance plan meets the University’s criteria, Student Health Insurance Services will notify the Bursar to remove the health insurance fee from your account.