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Staff Handbook

If You Become Disabled

Social Security Disability Insurance

If you are totally and permanently disabled for more than six consecutive months, you may also be eligible for Social Security Disability benefits. Contact your local Social Security Office as soon as you learn you may be totally disabled for more than six months.

Health and Life Insurance Coverage

If you have completed 15 or more years of continuous, full-time NYU employment and are receiving Long Term Disability benefits through Standard Life Insurance Company of New York, you are eligible to continue your NYU group health and life insurance coverage. To do so, enroll in an NYU retiree group health care plan and elect to continue health and life insurance as a retiree of the University.

If you have completed less than 15 years of service, you can continue your current membership in a health care plan (through COBRA—the Consolidated Omnibus Budget Reconciliation Act) for up to 18 months after leaving NYU. You must pay 102% of the total group rate premium. The Benefits Office will send you a letter explaining the application procedures.

You may convert your group life insurance policy to an individual policy, which will differ from the group plan in coverage and charges. Conversion information will be mailed to you automatically. No evidence of insurability will be required if you enroll within 30 days of receiving this information.

Tuition Remission

Whether or not your tuition remission benefit continues depends on the length of your continuous, full-time NYU employment before you became disabled.

  • Less than five years—your individual entitlement ceases at the end of the semester in which you are enrolled at the time of disability. Your spouse or registered domestic partner and children may complete the degree program in which they were enrolled at the time of disability.
  • Five or more years—your individual entitlement is the same as before disability. Children under college-age at the time of disability will be eligible for four years of tuition remission toward completion of a bachelor’s degree when they reach college-age. Your spouse or registered domestic partner and children may complete the degree program in which they were enrolled at the time of disability.

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