The NYU health insurance plan is mandatory for all F-1 and J-1 students. This plan meets the requirements for J-1 students, as mandated by the United States Department of State. F-2 dependents are urged to have health insurance coverage. J-2 dependents are required by federal law to have adequate health insurance. This insurance must provide outpatient benefits, medical benefits of at least $250,000 per condition, medical evacuation of at least $15,000, repatriation of remains of at least $7,500, and a deductible not to exceed $500 per year.
F-1 and J-1 students are automatically enrolled in and billed for the NYU-sponsored student health insurance comprehensive plan upon registration each semester. F-1 and J-1 students may elect to instead take the basic coverage, which provides more limited coverage.
Waivers are only granted after students provide documentation, in English, to the Student Health Insurance Office indicating that their own insurance plan's coverage meets the University's criteria:
- The insurance company must be headquartered and operating in the U.S., with a U.S. claims address and customer service number.
- Coverage must be in effect for the entire current year - from August of the present year to August of the next year.
- The plan must provide inpatient hospitalization benefits in the New York City area, including mental health care.
- The plan must provide outpatient benefits (office visits, outpatient mental health care, laboratory and radiology procedures) in the New York City area.
- Medical benefits of at least $250,000 per condition, including hospitalization and physician office visits.
- Medical evacuation of at least $15,000
- Repatriation of remains of at least $7,500
- A deductible not to exceed $500 per year