Federal regulations require that all J-1 exchange visitors and J-2 dependents have health insurance that meets specified minimum requirements. Coverage must run for the duration of the exchange visitor's program in the U.S. [22 CFR 62.14]
It is important to understand that failure to maintain insurance coverage, as detailed below, is a violation of U.S. government regulations that results in immediate termination of exchange visitor status.
Minimum insurance requirements:
- Medical benefits of at least $50,000 per accident or illness
- Payment for repatriation of remains in the amount of $7,500
- Payment for medical evacuation to home country in the amount of $10,000
- A deductible not to exceed $500 per illness or accident
Insurance policies backed by the full faith and credit of the exchange visitor's government will also be considered to meet the insurance requirements.