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Health Insurance Requirement

Federal regulations require that all J-1 exchange visitors and J-2 dependents have health insurance that meets specified minimum requirements. Coverage must run for the duration of the exchange visitor's program in the U.S. [22 CFR 62.14]

It is important to understand that failure to maintain insurance coverage, as detailed below, is a violation of U.S. government regulations that results in immediate termination of exchange visitor status.

Minimum insurance requirements:

  • Medical benefits of at least $100,000 per accident or illness
  • Payment for repatriation of remains in the amount of $25,000
  • Payment for medical evacuation to home country in the amount of $50,000
  • A deductible not to exceed $500 per illness or accident

Insurance policies backed by the full faith and credit of the exchange visitor's government will also be considered to meet the insurance requirements.

For NYU Full-time Employees

NYU's employee health insurance plans meet all federal requirements except payment for repatriation and medical evacuation. Therefore, all J-1 exchange visitors and J-2 accompanying dependents must purchase a supplementary policy that will bring their full health coverage up to minimum federal requirements. Consult International Scholar Services for more information on supplementary policies.

For information about NYU employee benefits and health insurance plans, visit the NYU Faculty website and click on the Benefits tab.

For Part-time Employees

Adjunct faculty should go to the NYU Adjunct Faculty website to see what the collective bargaining agreement says about your eligibility for health insurance and when you will have the opportunity to enroll in the plan if you are eligible for it.

Health Insurance Requirements

For J-1 Exchange Visitors and J-2 Dependents Not Receiving NYU Health Insurance

You will need to purchase your own health insurance policy for your visit to the United States in J-1 status. Any J-2 dependents will also be required to purchase adequate health insurance. All J-1 exchange visitors must verify (by signing the scholar registration sheet) that they (and any dependents) understand and will be in compliance with the health insurance requirements for the duration of their program. For a list of health insurance providers, please visit NAFSA's resource library.

Important Notes

  • It is recommended that all scholars and their dependents purchase health insurance coverage before traveling to the United States.
  • It is recommended that your health insurance coverage is active prior to traveling.
  • Not all providers offer insurance coverage for pregnancy and maternity. For those that do, the pregnancy cannot be a pre-existing condition at the time of application.
  • In addition, not all plans cover dependents, and in some cases, the J-1 must be enrolled in the health insurance plan for the J-2 to be eligible.

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